Encourage customers to choose your card or app for daily transactions with instant cashback, personalized offers, and gamified streaks that keep you top of wallet.
Reinforce positive financial behavior, from on-time BNPL installments to consistent bill payments, with instant rewards that strengthen trust and loyalty.
Say goodbye to clunky ACH and wires. Send funds instantly to your customers’ cards with a faster, simpler, and more engaging experience with Runa Prepaid and Push to Card.
77% of banking consumers expect to be rewarded for their loyalty but only 45% are satisfied with the rewards they receive.
70% of customers say rewards from financial institutions influence spending and 66% admit rewards change how they use financial products.
With nearly 75% of new fintech users churning within a week, loyalty rewards turn first-time users into repeat customers.
When your business runs 24/7, reliability can’t take a break. Runa’s payout rails are built for fintechs that don’t tolerate friction. Instant, global, and tested to extremes.
With Runa, every payout lives inside your own experience, not a third-party redirect. Build a fully branded reward journey that feels seamless, secure, and unmistakably yours.
No more juggling vendors, currencies, or contracts. With Runa, one API powers your rewards and disbursements across every market, so your team can focus on building what’s next.
Cut FX costs and complexities. Runa FX unlocks instant global payouts 24/7/365 with low-cost, real-time currency conversion.
Pay your customers how they want to be paid. Send an open payout balance so they can choose how, when, and where to spend or save.
Send rewards and more to cards and wallets in 160+ countries and access 5,000+ gift and prepaid card endpoints, all through one integration.
Cut FX costs and complexities. Runa FX unlocks instant global payouts 24/7/365 with low-cost, real-time currency conversion.
Pay your customers how they want to be paid. Send an open payout balance so they can choose how, when, and where to spend or save.
Send rewards and more to cards and wallets in 160+ countries and access 5,000+ gift and prepaid card endpoints, all through one integration.
While others are retrofitting for modern finance, Runa was designed for it.
Mike Olthoff
Founder & CEO
Josephine Hack
Catalog Manager, Pluxee
Runa helps banks, neobanks, and fintech platforms power global loyalty and reward programs. You can use Runa’s API to embed gift card rewards directly into your app and platform within a branded, seamless experience to reward customer spending, incentivize positive financial behaviors, and offer cashback. You can use Runa Shop to easily launch and maintain a fully branded member mall and offer discounted gift cards.
Runa consolidates over 5,000 global payout options, including gift cards, prepaid cards, and direct-to-account, into one API and one contract. Unlike legacy systems, Runa automates fulfillment, reduces vendor management, and gives you full control over branding and compliance.
Integration can take as little as a few days, depending on your system setup and use case. Our onboarding team works directly with your product and compliance teams to ensure smooth, compliant implementation.
Yes. Many banking and fintech platforms begin with a simple rewards use case, like offering digital gift cards or cashback, and expand into full payout automation as their programs grow. Runa scales with you as your needs evolve.
Runa enables you to reward customers instantly and meaningfully for key behaviors, like spending, saving, app usage, or on-time payments. These real-time touchpoints build habit, deepen trust, and keep your platform top-of-wallet.