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Pay to Card

Push funds to global cards and bank accounts instantly

With Runa Pay to Card, send funds instantly to billions of users in 190 countries, powered by Visa Direct and Mastercard.

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Runa is the payout solution fueling today’s high-growth platforms

Runa Pay to Card is the fastest and simplest way to send money to bank accounts

Speed up payouts and keep recipients happy

  • 24/7 instant availability
  • Domestic and international money to Visas and Mastercard accounts in 190 countries
  • Fund in from 18 currencies and pay out anywhere
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Power global payouts from a single platform

Send any payout, anywhere. instantly
  • 190+ countries for Pay to Card
  • 5,000+ gift card and prepaid card options
  • 1 powerful integration
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Send funds to anyone, anywhere in minutes,
without paying more

Get started in minutes

Embed the Runa API seamlessly into your business logic. You choose how much to send, to whom and in which currency.

Fund your account flexibly

Pre-fund your balance from 18 currencies and use Runa FX to convert. Funds are taken from your balance at the point of payout.

Kick back and relax

Runa handles the rest. Payouts are sent instantly and securely. You can track your funds at every step.

Instant access

Recipients are notified instantly and securely add in card information. Funds are available immediately.

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Get started in minutes

Embed the Runa API seamlessly into your business logic. You choose how much to send, to whom and in which currency.

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Fund your account flexibly

Pre-fund your balance from 18 currencies and use Runa FX to convert. Funds are taken from your balance at the point of payout.

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Kick back and relax

Runa handles the rest. Payouts are sent instantly and securely. You can track your funds at every step.

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Instant access

Recipients are notified instantly and securely add in card information. Funds are available immediately.

Take your payouts further with Runa

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Fund in 18 currencies, send payouts anywhere

Forget currency conversion hassles. Runa simplifies cross-border payouts with ease.

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Cut costs and boost your revenue

Save on fees, get better exchange rates, and turn payouts into a revenue stream with Runa.

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Count on 24/7 expert support

Fast, hands-on help from real people anytime you or your recipients need it.

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Protect your payouts and customers

Avoid headaches—Runa handles security, encryption, and global compliance for you.

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Scale faster with 99.999% uptime

Stay ahead with a platform designed for speed, resilience, and near-perfect uptime.

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Track and trust every payout

Get real-time tracking and confirmations, so you always know when payouts land.

Build your competitive edge with Runa

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Increase your reach

Runa lets you pay out instantly to 190 countries.

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Tap into new use cases

With 5,000+ payout options, you can rely on Runa for all use cases.

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Delight your recipients

Pay people exactly how they want to paid.

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Maximize your ROI

Leverage better economics or add a fee to turn payout into a profit driver.

Power every payout with Runa Pay to Card

Gig worker payouts
Remittances
Loyalty cashouts
Loan funding
Rebates
Commission payouts

Gig worker payouts

Pay gig workers and freelancers instantly, anywhere in the world. With Runa Pay to Card, funds are available 24/7.

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Remittances

Send remittances instantly and securely to 190 countries. Pay to Card makes cross-border transfers faster and more affordable.

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Loyalty cashouts

Give loyalty program members the convenience of instant cashouts to their cards. With Pay to Card, recipients can spend rewards wherever, whenever.

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Loan funding

Deliver loan funds to borrowers’ bank accounts in minutes. With Pay to Card, you can offer a smooth and secure funding process.

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Rebates

Deliver rebates instantly to customers without the hassle of checks or slow bank transfers. Pay to Card ensures funds are available immediately.

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Commission payouts

Pay sales commissions directly to Visa and Mastercard accounts in real-time. With Pay to Card, your team gets their earnings quickly and securely.

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Gig worker payouts
Remittances
Loyalty cashouts
Loan funding
Rebates
Commission payouts

Gig worker payouts

Pay gig workers and freelancers instantly, anywhere in the world. With Runa Pay to Card, funds are available 24/7.

Homepage-use-case-disbursements

Remittances

Send remittances instantly and securely to 190 countries. Pay to Card makes cross-border transfers faster and more affordable.

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Loyalty cashouts

Give loyalty program members the convenience of instant cashouts to their cards. With Pay to Card, recipients can spend rewards wherever, whenever.

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Loan funding

Deliver loan funds to borrowers’ bank accounts in minutes. With Pay to Card, you can offer a smooth and secure funding process.

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Rebates

Deliver rebates instantly to customers without the hassle of checks or slow bank transfers. Pay to Card ensures funds are available immediately.

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Commission payouts

Pay sales commissions directly to Visa and Mastercard accounts in real-time. With Pay to Card, your team gets their earnings quickly and securely.

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Hear what our customers say about their experience with Runa

Coincards uses Runa FX to expand their global offering
Read Case Study

 

"Working with Runa has been exceptional. Innovative solutions like Runa FX have significantly enhanced our offering."


Mike Olthoff
Founder & CEO, Coincards

 

Runa FX is going to allow us to easily take our solution into the global market without having to use a number of other partners to do that.

 

John L.
Verified Independent Review on G2

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Runa FX offers a lot of different currencies which is a benefit for my clients who are live in multiple countries.

Eilidh B.
Verified Independent Review on G2

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Frequently asked questions

Who can receive payouts through Runa Pay to Card?

Anyone with a bank account or debit card in eligible countries can receive payouts instantly, with funds available for spending or saving as needed.

How do I send a Pay to Card payout?

In the Runa Portal, select Pay to Card as the payout option, choose the currency and amount, add the recipient's email address or phone number, and send it immediately. Your recipients will get an email to access their payment. You do not need to hold any of their banking details.

How does Runa Pay to Card help businesses save money?

Runa eliminates high banking fees, offers competitive FX rates, and provides flexible pricing models to reduce program overhead.

How fast are Pay to Card payouts?

Payouts are processed instantly, meaning recipients can access their funds immediately—no waiting for bank processing times.

Is Runa Pay to Card secure?

Yes, Runa prioritizes security at every level. We meet PCI-DSS Level 1 compliance standards and implement advanced security, anti-fraud protections, and strict compliance measures to safeguard your payouts.

Anti-Fraud & Security Protections:

  • Real-time fraud detection for credit/debit card transactions
  • IP allowlisting to control access and prevent unauthorized logins
  • Multi-factor authentication (MFA) for both internal and external access
  • Suspicious activity & login alerting to detect and respond to threats
  • Granular access controls with tailored permissioning and product access restrictions
  • Custom order limits to manage payout thresholds and prevent fraud
  • DDoS protection to guard against cyber threats

Industry-Leading Compliance & Certifications:

  • ISO 27001 for global information security standards
  • KYB/KYC, AML & sanctions compliance to prevent financial crime
  • GDPR compliance for robust data protection
  • SCA (PSD2) for secure customer authentication in payments
  • SAQ A 4.0 (Merchant Level 2) certification for secure transactions

Data Security & Protection Standards:

  • End-to-end encryption (TLS/SSL & data encryption at rest) to protect sensitive information
  • Continuous vulnerability management scanning & penetration testing by third-party security experts
  • Environment segregation to isolate and protect sensitive systems
  • Incident response plan & continuous data backups to ensure resilience
  • Zero trust architecture & one-way key encryption for enhanced security
  • SSO support with Gmail for simplified yet secure authentication

With Runa, your payouts are secure, compliant, and protected by industry-leading fraud prevention and data security measures.

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Put Runa to work for you

Join thousands of leading companies already using Runa

Talk to our team